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Accounting tools with a genuinely free plan

Products in this catalogue whose own pricing page publishes a free tier, with the ceiling that ends it. Read on 5 September 2026.
Compare the top 4Curated collection, updated Sep 4, 2026

Products in this collection

  1. Rank 1

    Wave

    Free invoicing and bookkeeping with a US$19 a month Pro plan for bank import and receipt capture.

    Free plan, paid from $19/mo

    Unlimited invoices, bills and bookkeeping records; card payments charged per transaction.

    Not yet scored
  2. Rank 2

    Pandle

    United Kingdom bookkeeping with a free plan and a £5 a month Pro tier, including Making Tax Digital submissions.

    Free plan, paid from £5/mo

    Bank feeds, stock control, unlimited users and Making Tax Digital submissions, free.

    Not yet scored
    Compare with Wave
  3. Rank 3
    Zoho Books screenshot

    Zoho Books

    Six-tier accounting suite with a free plan for small businesses and Standard at US$15 a month.

    Free plan, paid from $15/mo

    Free under US$50,000 of revenue: one user, one accountant, 1,000 invoices a year.

    Not yet scored
    Compare with Wave
  4. Rank 4

    Invoice Ninja

    Invoicing and billing with a free tier for five clients and a US$14 a month Pro plan.

    Free plan, paid from $14/mo

    Five clients with unlimited invoicing, projects, billable time and a client portal.

    Not yet scored
    Compare with Wave
  5. Rank 5

    QuickFile

    United Kingdom accounting priced by ledger entries, free up to 200 a year and £60 plus VAT above that.

    Free plan, paid from £60/yr

    Free up to 200 ledger entries a year, with automated bank feeds.

    Not yet scored
    Compare with Wave
  6. Rank 6
    Odoo Accounting screenshot

    Odoo Accounting

    The accounting app of an open-source business suite, free for one app and US$7.25 per user a month for all of them.

    Free plan, paid from $7.25/mo

    One app free for unlimited users on Odoo Online.

    Not yet scored
    Compare with Wave
  7. Rank 7

    GnuCash

    Free desktop double-entry accounting under the GNU General Public License, for personal and small-business books.

    Free

    No licence fee at all: desktop double-entry books under the GNU General Public License.

    Not yet scored
    Compare with Wave
Accounting tools with a genuinely free plan | TechBigs