Wave
Accounting Software, by Wave
Free invoicing and bookkeeping with a US$19 a month Pro plan for bank import and receipt capture.
- Score
- Not yet scored
- Price
- Free plan, paid from $19/mo
- Suits
- Solo, Small teams (2–50)
- Runs
- Cloud on Web, iOS, Android
- Best for
- Solo, Small teams (2–50)
- Free option
- Free plan
- Standout
- Invoicing and quotes
About WaveWave
Wave keeps a genuinely free tier: unlimited estimates, invoices, bills and bookkeeping records, with card payments charged per transaction. The Pro plan at US$19 a month, or US$190 a year, adds automatic bank transaction import and categorisation, unlimited receipt capture, late payment reminders, custom branding and a lower card rate for the first ten transactions a month. A bookkeeping service is sold separately from US$149 a month.
- Platforms
- Web, iOS, Android
- Company
- Wave
- Founded
- Not verified
- Headquarters
- Not verified
Pricing
List prices from the vendor's own page, verified Sep 5, 2026Starter
$0/month
Unlimited estimates, invoices, bills and bookkeeping records. Card payments cost 2.9% plus US$0.60 a transaction. No bank import, receipt capture or branding.
Pro
$19per month/month
US$19 a month or US$190 a year: automatic bank import and categorisation, unlimited receipt capture, late payment reminders, custom branding and 2.9% with no fixed fee on the first ten card transactions a month. US$9.50 for the first three months on the offer shown.
Wave Advisors
$149per month/month
From US$149 a month: a dedicated bookkeeper, monthly financial statements, tax-ready preparation and onboarding assistance.
What it can do
Verified capabilities; anything unconfirmed says so- Invoicing and quotesUnlimited estimates, invoices and bills on the free plan.Yes
- Bank feeds and reconciliationAutomatic bank transaction import and categorisation on Pro.Yes
- Expense and receipt trackingUnlimited receipt capture and expense tracking on Pro.Yes
- PayrollRunning payroll is named on the pricing page.Yes
Integrates with QuickBooks and Xero.
How we scored it
Editorial, against published criteriaNot reviewed by our editors yet. The facts above are still verified.
Often shortlisted instead
All alternatives

Zoho Books
Also has a free tier, with a fuller ledger, multi-currency and inventory when the business grows.
Free plan, paid from $15/moNot yet scored- No preview yet
Invoice Ninja
Free for five clients with projects, billable time and inventory that Wave's free plan does not list.
Free plan, paid from $14/moNot yet scored - No preview yet

Pandle
Free plan with bank feeds included, for United Kingdom businesses that need Making Tax Digital submissions.
Free plan, paid from £5/moNot yet scored
Side by side:FreshBooks vs Wave
Not sure this is the one? Find software like this with the Accounting Software finder.
Where it fits
Editorial rankings and reading that mention this productRanked for
- Accounting software for freelancers: suitability 92 of 100. Free unlimited invoicing and bookkeeping; the US$19 Pro plan only adds automation.
Reading
- What free accounting software actually gives you Seven products in this catalogue publish a free tier. Here is the exact ceiling on each, and what you give up.
- How to choose accounting software Country first, then user count, then whether you need a ledger or only invoices. Price is the last question, not the first.
Data last verified Sep 5, 2026 from waveapps.com and manual checks. Facts we cannot verify stay marked as not verified. Some vendor links are affiliate links; they never change a score. How we evaluate
Sources and verification
- Official websiteSep 4, 2026
- Official websiteNot fetched yet
- Official pricing pageSep 4, 2026
- Manual verificationSep 4, 2026