Xero
Accounting Software, by Xero
Cloud accounting with unlimited users on every plan, from US$25 a month on the United States price list.
- Score
- Not yet scored
- Price
- Flat rate from $25/mo
- Suits
- Solo, Small teams (2–50), Mid-size (51–500)
- Runs
- Cloud on Web, iOS, Android, API
- Best for
- Solo, Small teams (2–50), Mid-size (51–500)
- Free option
- None
- Standout
- Invoicing and quotes
About XeroXero
Xero's distinguishing decision is that every plan includes unlimited users, so adding a bookkeeper or a second director costs nothing. The United States plans run Early at US$25 a month with 20 invoices and 5 bills, Growing at US$55 with those limits removed, and Established at US$90 adding multiple currencies, expense claims and project tracking. Payroll comes through a Gusto partnership and inventory through a separate Inventory Plus product. A 90% introductory discount was running when we read the page.
- Platforms
- Web, iOS, Android, API
- Company
- Xero
- Founded
- Not verified
- Headquarters
- Not verified
Pricing
List prices from the vendor's own page, verified Sep 5, 2026Early
$25per month/month
US$25 a month with unlimited users, 20 invoices and 5 bills. An introductory rate of US$2.50 for the first six months was shown.
Growing
$55per month/month
US$55 a month with unlimited users, invoices and bills. An introductory rate of US$5.50 for the first six months was shown.
Established
$90per month/month
US$90 a month, adding multiple currencies, employee expense and mileage claims and project tracking. An introductory rate of US$9 for the first six months was shown.
What it can do
Verified capabilities; anything unconfirmed says so- Invoicing and quotesQuotes and invoices are counted per plan; online invoice payments are listed.Yes
- Bank feeds and reconciliationReconciling and auto-reconciling bank transactions are listed.Yes
- Expense and receipt trackingEmployee expense and mileage claims are listed on the Established plan.Yes
- Multi-currencyUsing multiple currencies is listed on the Established plan.Yes
- Tax and VAT reportingSales tax and W-9 with 1099 management are listed.Yes
- Inventory trackingInventory Plus is named on the pricing page.Yes
- PayrollXero Payroll, powered by Gusto, is listed on the pricing page.Yes
- Project and time trackingTracking time and costs for projects is listed.Yes
Integrates with QuickBooks and Xero.
How we scored it
Editorial, against published criteriaNot reviewed by our editors yet. The facts above are still verified.
Often shortlisted instead
All alternatives- No preview yet
QuickBooks Online
The other default for small businesses, priced by user count instead of unlimited users.
Flat rate from $38/moNot yet scored 
Zoho Books
A longer plan ladder starting free, at a much lower price for the same core bookkeeping.
Free plan, paid from $15/moNot yet scored- No preview yet
FreeAgent
United Kingdom alternative that files VAT and self-assessment to HM Revenue and Customs directly, and is free with several banks.
Flat rate from £10/moNot yet scored
Side by side:Zoho Books vs XeroQuickBooks Online vs Xero
Not sure this is the one? Find software like this with the Accounting Software finder.
Where it fits
Editorial rankings and reading that mention this productRanked for
- Accounting software for UK businesses: suitability 66 of 100. International product widely used by United Kingdom accountants; the plan detail here was read from the United States price list.
Reading
- How to choose accounting software Country first, then user count, then whether you need a ledger or only invoices. Price is the last question, not the first.
Data last verified Sep 5, 2026 from xero.com and manual checks. Facts we cannot verify stay marked as not verified. Some vendor links are affiliate links; they never change a score. How we evaluate
Sources and verification
- Official websiteSep 4, 2026
- Official pricing pageSep 4, 2026
- Manual verificationSep 4, 2026